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Free home evaluation for Edmonton homeowners facing foreclosure
Every decision on this site depends on two numbers you probably don't have yet: what your home is worth in today's Edmonton market, and what it would take to clear the mortgage plus the costs the process has already added. This gets you both.
What you get back
- A written value range for your home, with the comparable Edmonton sales attached so you can see how I got there.
- An estimated payout — mortgage, arrears, interest and the legal costs and disbursements the process typically adds by your stage.
- Your position in the process, in plain language: which of the six stages you are in, what happens next, and roughly when.
- An honest read on whether a sale clears the debt — and if it doesn't, who you should be speaking to instead of me.
Confidential, and free, and not a listing appointment.
Nothing you tell me goes to your lender — there is no reporting obligation and no registry of people who asked. There is no cost and no obligation to list, with me or with anyone. If you would rather talk before typing anything, call or text Ryan directly at 780-964-8445.
Common hesitations, answered
Will my lender find out I contacted a REALTOR®?
No. There is no reporting obligation, no shared database, and no registry of homeowners who asked a question. What you tell me stays between us.
I don't want to sell. Is this still worth doing?
Yes, and arguably more so. The value of the land is an express factor under s. 41(2) of the Law of Property Act when the court decides how long your redemption period should be. A documented value is also what a lender wants in front of them when you ask for a workout, and what a mortgage broker needs to place a refinance. It is useful in every direction.
Is there any catch to it being free?
The honest answer: some people who get an evaluation eventually list with me, and that is how the time pays for itself. Most don't, and that is fine. There is no fee, no agreement to sign, and no follow-up campaign — one reply from me, and then you decide what you want.
What if I already have a court date this week?
Call, don't type. 780-964-8445. And if you have not spoken to a lawyer, do that first — appearing and asking for more time under s. 41(2) is something you can do, and it is worth doing properly.
The house needs work. Does that change things?
It changes the number, not the process. Condition is priced into the range and I will tell you plainly which repairs are worth doing before listing and which are not — on a deadline, most are not.
This is information, not legal advice.
Ryan McCann is a licensed REALTOR® with MaxWell Polaris, not a lawyer. Everything on this page is a plain-language summary of publicly available Alberta law and court practice, with the sources listed so you can check them. Your mortgage, your order and your circumstances are specific to you. Before you make a decision with legal consequences, speak to an Alberta real estate lawyer. If cost is the barrier, Legal Aid Alberta and the Centre for Public Legal Education Alberta are free starting points.